About Us
SKR GLOBAL FINANCE PTY LTD is a mortgage and finance brokerage operating in Australia.
SKR GLOBAL FINANCE PTY LTD and Sandeep Sigdel act as Credit Representatives, CRNs 576435 and 576436 respectively, of Finsure Finance & Insurance Pty Ltd, the holder of Australian Credit Licence 384704.
We provide credit assistance services in accordance with the National Consumer Credit Protection Act 2009 (Cth).
Nature of Our Services
We provide mortgage broking and credit assistance services, including:
- Explaining available loan products and credit options
- Assisting you to compare lenders
- Helping you prepare and submit loan applications
- Liaising with lenders during the approval process
Eligibility to Use This Website
This website is intended for individuals aged 18 years or older.
By using this website, you confirm that:
- You are legally capable of entering into binding agreements
- You will use the website lawfully
- You will not misuse the information provided
Access from outside Australia is permitted. However, our services are designed primarily for Australian residents and Australian credit products.
Fees and Remuneration
In most residential lending cases, we are paid commission by the lender for arranging your loan.
In certain situations, including commercial, private or specialised lending, we may charge a brokerage fee. Where applicable:
- Any fee will be disclosed to you in writing before you proceed
- You will be provided with a Credit Proposal Disclosure document
- Fees will not be charged without your informed consent
If a loan application is unsuccessful, any agreed brokerage fee terms will be clearly outlined before engagement.
No Guarantee of Approval
Loan approval is subject to lender assessment and applicable credit criteria.
We do not guarantee:
- Approval of any loan application
- Specific interest rates
- Specific loan amounts
- Settlement timeframes
All credit decisions remain at the discretion of the relevant lender.
Website Information and Accuracy
We aim to ensure that website content is accurate and current. However:
- Interest rates may change without notice
- Government policies and programs may change
- Product features may be updated by lenders
- Information may not always be error-free, complete or current
You should verify all critical information directly with us before making a financial decision.
Limitation of Liability
To the maximum extent permitted by law:
- We are not liable for indirect or consequential loss arising from use of this website
- We are not responsible for lender decisions
- We are not responsible for actions taken solely in reliance on website information
Nothing in these Terms excludes rights or remedies that cannot be excluded under Australian Consumer Law.
Use of Calculators and Tools
Mortgage calculators and other tools provided on this website are for general estimation purposes only.
Calculator and tool results:
- Are not formal loan approvals
- Are not credit assessments
- Should not be relied upon as financial advice
Actual loan outcomes depend on a complete lender assessment.
Privacy
We collect and manage personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth).
By using this website or submitting an enquiry, you consent to the collection and handling of your information as described in our Privacy Policy.
Intellectual Property
All website content, including the following, is owned by or licensed to SKR GLOBAL FINANCE PTY LTD:
- Text and written content
- Branding and logos
- Graphics and visual elements
- Website layout and design
- Downloadable materials
You may view and print content for personal, non-commercial use.
You may not:
- Reproduce content for commercial purposes
- Modify, distribute or republish content without written permission
Unauthorised use may result in legal action.
Acceptable Use
You agree not to:
- Upload harmful or malicious material
- Attempt to hack, disrupt or interfere with website functionality
- Submit false or misleading information
- Engage in unlawful activity
We reserve the right to restrict or terminate access where the website is misused.
Complaints and Dispute Resolution
If you have a complaint, please contact us first:
We will aim to resolve your complaint within 30 days.
If your complaint remains unresolved, you may escalate it to the Australian Financial Complaints Authority:
We encourage dispute resolution through mediation before legal proceedings where appropriate.
Changes to These Terms
We may update these Terms periodically to reflect changes in:
- Law
- Regulatory requirements
- Business operations
Updated Terms will be published on this website. Continued use of the website after publication constitutes acceptance of the revised Terms.
Governing Law
These Terms are governed by the laws of the Commonwealth of Australia and the State of Victoria.
Any disputes will be subject to the jurisdiction of the courts of Victoria, Australia.
Contact Details
SKR GLOBAL FINANCE PTY LTD