Business Loans and Commercial Finance

Finance Solutions to Help Your Business Move Forward

Whether you need working capital, equipment, vehicles, commercial property finance or funding for business growth, SKR Global Finance helps you explore suitable business loan options with clear guidance in Nepali or English.

Get a Free Business Finance Assessment Book a Consultation

Solutions for established businesses

Support for self-employed applicants

Nepali and English guidance

Multiple Lenders Explore finance from a broad lender panel

Tailored Structures Finance assessed around your business goals

Application Support Assistance with documents and lender communication

Nepali Speaking Clear support in Nepali or English

Finance Built Around Your Business

Business Funding Should Support Your Strategy, Not Restrict It

Every business has different funding requirements. Some businesses need short-term working capital, while others require long-term funding for property, vehicles, equipment or expansion.

SKR Global Finance takes the time to understand your business model, funding purpose, trading history, financial performance and future plans before helping you compare potentially suitable finance options.

Business finance eligibility, pricing and security requirements depend on the lender, funding purpose, trading history, cash flow, credit profile and available supporting documents.

Business Finance Solutions

Funding Options for Different Business Needs

The right finance structure depends on what you are funding, how long you need the funds and your business’s capacity to make repayments.

Working Capital Finance

Funding designed to support day-to-day operating expenses, supplier payments, staffing, inventory and temporary cash-flow requirements.

Business Term Loans

Structured finance for business investment, expansion, refurbishment, acquisitions or other approved longer-term purposes.

Commercial Property Finance

Finance for eligible offices, retail premises, warehouses, industrial properties and other commercial real estate.

Equipment and Vehicle Finance

Funding for vehicles, machinery, tools, technology and equipment used in the operation or growth of your business.

Business Expansion Finance

Finance for opening another location, purchasing inventory, hiring staff, upgrading premises or increasing operating capacity.

Business Debt Refinance

Review existing business debts and explore whether another lending structure may improve repayments, terms or cash-flow management.

Finance for the Next Stage of Your Business

A well-structured business loan can help support growth, manage timing differences in cash flow and fund productive business assets.

Common Funding Purposes

What Can a Business Loan Be Used For?

The permitted use of funds will depend on the selected lender and finance product.

Stock and Inventory

Purchase additional stock, seasonal inventory or materials required to fulfil business orders.

Cash-Flow Support

Manage temporary gaps between business expenses and customer payments.

Equipment Upgrades

Purchase or replace machinery, computers, tools and operational equipment.

Business Vehicles

Finance eligible cars, vans, trucks or specialised commercial vehicles.

Premises and Fit-Out

Fund eligible renovations, office upgrades, shop fit-outs or relocation costs.

Business Acquisition

Support the purchase of an existing business or an interest in a business.

Staff and Expansion

Support recruitment, new locations, additional services or operational growth.

Debt Restructuring

Review existing eligible business debts and simplify repayment arrangements.

Who We Support

Business Finance for a Range of Australian Businesses

Available options vary according to business type, industry, trading performance and lender policy.

Sole Traders

Finance support based on personal and business income information.

Companies

Funding options for established companies and growing enterprises.

Partnerships

Finance assessed around the partnership structure and business performance.

Property Investors

Commercial and investment lending for eligible property strategies.

Our Business Finance Process

A Clear Process from Assessment to Funding

We help you prepare the required information and communicate with lenders throughout the finance application.

Business Discussion

We discuss your business, funding purpose, amount required and timeframe.

Financial Review

We review trading history, financial performance, debts and cash flow.

Compare Options

Potentially suitable lenders and funding structures are considered.

Application

We help prepare the required documents and lodge the selected application.

Approval and Funding

We assist with lender requirements through to approval and settlement.

Application Preparation

Documents Commonly Required for Business Finance

Document requirements differ according to the lender, loan amount, finance product and strength of the application.

Business Information

ABN and company details
Business structure and ownership information
Trading history and industry details
Purpose and amount of finance required

Financial Records

Business tax returns
Profit and loss statements
Balance sheets
BAS statements and business bank statements

Applicant Information

Identification documents
Personal assets and liabilities
Existing business loan statements
Details of available security where applicable

Nepali Speaking Finance Broker

Business Finance Guidance in Nepali or English

Business lending can involve financial statements, cash-flow analysis, security requirements and complex lender conditions. We explain your options clearly so you understand the proposed finance structure.

Speak with Our Team

नेपाली भाषामा व्यवसाय कर्जा सम्बन्धी सहयोग

तपाईंको व्यवसायका लागि working capital, equipment finance, commercial property loan, business expansion वा debt refinance आवश्यक भएमा हामी नेपाली वा अंग्रेजी भाषामा स्पष्ट जानकारी, lender comparison र application support प्रदान गर्छौं।

Business Finance FAQs

Frequently Asked Business Loan Questions

General information about business finance, eligibility, documents and funding structures.

What is a business loan?

A business loan is finance provided for an approved business purpose. Depending on the product, it may be used for working capital, inventory, equipment, vehicles, commercial property, expansion or other eligible costs.

How much can my business borrow?

The amount available depends on the business’s revenue, profitability, cash flow, debts, trading history, industry, credit profile, funding purpose and available security.

Can a self-employed person apply for business finance?

Yes. Self-employed applicants may be considered for business finance. Lenders can request tax returns, financial statements, BAS records, bank statements and evidence of the business’s ability to service the loan.

Can I get a business loan without property security?

Some lenders offer unsecured or asset-backed business finance. Eligibility, loan limits, interest rates and terms may differ from finance secured by property.

What is working capital finance?

Working capital finance is generally used to support short-term operational requirements such as wages, suppliers, inventory, rent and temporary cash-flow gaps.

Can I finance business equipment or vehicles?

Eligible equipment, machinery and commercial vehicles may be financed through asset-finance products. The asset can often form part of the lender’s security.

Can I obtain finance to purchase an existing business?

Some lenders may finance an eligible business purchase. They may assess the business’s historical financial performance, purchase price, applicant experience, deposit and available security.

How long must my business have been operating?

Trading-history requirements vary between lenders and products. Established businesses generally have more options, although selected lenders may consider newer businesses in appropriate circumstances.

How long does a business loan application take?

Timeframes depend on the finance type, lender, loan amount, security, complexity and completeness of the supplied information. Commercial property and larger transactions may take longer than simpler asset finance.

Will a business loan require a personal guarantee?

A lender may require directors, shareholders or business owners to provide guarantees. Requirements depend on the lender, business structure, finance amount and security arrangement.

Ready to Explore Business Finance Options?

Start with a free, no-obligation business finance assessment. Tell us about your business, funding requirements and future plans, and we will help you understand your potential next steps.

Get Your Free Assessment Call 0451 571 184

The information on this page is general in nature and does not take into account your objectives, financial situation or business needs. Business finance is subject to lender assessment, eligibility criteria, credit approval, terms, conditions, fees and charges. Security and personal guarantees may be required. Sandeep Sigdel is a Credit Representative (CRN 576436) of Finsure Finance & Insurance Pty Ltd, Australian Credit Licence 384704.

SKR Global Finance

+61 451 571 184
sandeep@skrglobal.com.au
12 Apsley Court, Mill Park, VIC 3082, Australia
Monday–Friday: 9:00 AM–5:00 PM