Asset, Vehicle and Equipment Finance

Finance the Assets Your Business Needs to Grow and Operate

Purchase vehicles, machinery, technology, tools and specialised business equipment without placing unnecessary pressure on your working capital. SKR Global Finance helps you explore suitable asset-finance options with clear guidance in Nepali or English.

Get a Free Asset Finance Assessment Book a Consultation

New and eligible used assets

Business and commercial vehicles

Support for self-employed applicants

Multiple Lenders Compare finance from a broad lender panel

Flexible Structures Terms aligned with the asset and business

Application Support Help with documents and lender communication

Nepali Speaking Clear guidance in Nepali or English

Finance Business Assets Strategically

Preserve Cash Flow While Investing in Essential Equipment

Purchasing a vehicle, machine or specialised piece of equipment can require a significant upfront payment. Asset finance may allow your business to acquire the equipment it needs while spreading repayments across an agreed term.

SKR Global Finance reviews the asset, purchase price, intended business use, trading history and financial position before helping you compare potentially suitable lenders and finance structures.

Finance availability, interest rates, deposit requirements and repayment terms depend on the asset, its age, business use, applicant profile, lender policy and supporting financial information.

Assets We May Help Finance

Finance for Vehicles, Machinery and Business Equipment

Asset eligibility depends on the lender, business purpose, condition, age, purchase source and requested loan structure.

Business Vehicles

Finance for eligible cars, utes, vans and other vehicles used for business travel, customer service or operational requirements.

Trucks and Heavy Vehicles

Funding for eligible trucks, trailers, prime movers and specialised commercial transport assets.

Construction Equipment

Finance for excavators, loaders, compactors, generators and other equipment used in building and construction.

Machinery

Funding for manufacturing, agricultural, industrial and production machinery used to generate business income.

Technology and IT Equipment

Finance for eligible computers, servers, communication systems, security technology and specialised digital equipment.

Medical and Professional Equipment

Funding for eligible medical, dental, beauty, hospitality and other specialised professional equipment.

Match the Finance Structure to the Asset

Different asset-finance products can affect ownership, repayments, residual values, accounting treatment and end-of-term options.

Potential Finance Structures

Understand the Available Asset-Finance Options

Product availability and suitability depend on lender policy, business circumstances and professional tax or accounting advice.

Chattel Mortgage

The business generally owns the asset while the lender holds security over it until the finance is repaid.

Finance Lease

The lender owns the asset during the lease term while the business makes agreed payments for its use.

Commercial Hire Purchase

The business hires the asset during the agreement and may gain ownership after completing the required payments.

Business Vehicle Loan

A commercial loan structure used to finance an eligible vehicle purchased primarily for business purposes.

Potential Benefits

Why Businesses Use Asset and Equipment Finance

The benefits will depend on the finance structure, asset and business circumstances.

Preserve Working Capital

Spread the asset cost rather than using a large portion of available cash.

Structured Repayments

Match repayments to the business budget and expected useful life of the asset.

Upgrade Equipment

Replace ageing equipment and support improved business productivity.

Asset-Backed Security

In many structures, the financed asset forms part of the lender’s security.

Our Asset Finance Process

A Clear Process from Asset Selection to Funding

We help prepare the application, compare potential structures and coordinate with the selected lender.

Discuss Your Needs

We identify the asset, purchase price, business use and preferred timing.

Review the Business

We consider trading history, income, cash flow and existing commitments.

Compare Options

Potentially suitable lenders, terms and finance structures are reviewed.

Submit Application

We help organise the quote, documents and application information.

Approval and Purchase

We assist with lender requirements through to settlement and asset purchase.

Application Preparation

Documents Commonly Required for Asset Finance

Requirements differ depending on the lender, asset, loan amount, business history and application type.

Business Information

ABN and company details
Business structure and trading history
Industry and intended asset use
Existing finance commitments

Financial Evidence

Business bank statements
BAS or tax returns where required
Profit and loss information
Details of business income and expenses

Asset Information

Supplier invoice or purchase quote
Asset description, age and condition
Vehicle identification details where relevant
Deposit or trade-in information

Nepali Speaking Finance Broker

Asset Finance Guidance in Nepali or English

Asset finance can involve different ownership structures, balloon payments, loan terms and lender requirements. We explain the available options clearly so you can understand how the finance may affect your business cash flow.

Speak with Our Team

नेपाली भाषामा सवारी तथा उपकरण फाइनान्स सहयोग

व्यवसायका लागि vehicle, truck, machinery, technology वा अन्य equipment खरिद गर्न finance आवश्यक भएमा हामी तपाईंलाई नेपाली वा अंग्रेजी भाषामा lender comparison, repayment structure र application process सम्बन्धी स्पष्ट सहयोग प्रदान गर्छौं।

Asset Finance FAQs

Frequently Asked Asset and Equipment Finance Questions

General information about vehicle finance, machinery loans, deposits, terms and asset-finance applications.

What is asset and equipment finance?

Asset finance is a type of commercial funding used to purchase or access eligible business assets such as vehicles, machinery, technology and specialised equipment.

What assets can be financed?

Depending on lender policy, eligible assets may include cars, utes, vans, trucks, trailers, construction equipment, industrial machinery, office technology and professional equipment.

Can I finance a used vehicle or used equipment?

Some lenders may finance eligible used assets. Approval can depend on the asset’s age, condition, value, purchase source and remaining useful life.

Do I need a deposit for equipment finance?

Deposit requirements vary. Some applications may be considered without a deposit, while others may require an upfront contribution depending on the asset, applicant and lender assessment.

Can a sole trader apply for asset finance?

Yes. Sole traders may be considered for asset finance based on factors such as ABN history, income, bank statements, credit profile, asset use and repayment capacity.

What is a balloon or residual payment?

A balloon or residual is an agreed amount remaining at the end of the finance term. It may reduce regular repayments but creates a larger final payment and can increase the total interest cost.

How long can equipment finance run?

Available terms depend on the lender, finance product and expected useful life of the asset. Longer terms may reduce regular repayments but can increase the total interest paid.

Can a new business obtain asset finance?

Selected lenders may consider newer businesses, although they can require additional evidence, a stronger deposit, personal guarantees or proof of industry experience.

How quickly can asset finance be approved?

Timeframes depend on the lender, finance amount, business history, asset type and completeness of the application. Straightforward transactions may progress faster than complex commercial applications.

Are asset-finance repayments tax deductible?

Tax treatment depends on the finance structure, business use and individual circumstances. You should obtain advice from a qualified accountant or tax adviser before relying on a tax outcome.

Ready to Finance Your Next Business Asset?

Start with a free, no-obligation asset-finance assessment. Tell us what you are purchasing, how it will support your business and your preferred timeframe, and we will help you understand your potential options.

Get Your Free Assessment Call 0451 571 184

The information on this page is general in nature and does not take into account your objectives, financial situation or business needs. Asset and equipment finance is subject to lender assessment, eligibility criteria, credit approval, terms, conditions, fees and charges. The financed asset, deposits, personal guarantees or additional security may be required. Tax outcomes depend on individual circumstances and should be discussed with a qualified tax adviser. Sandeep Sigdel is a Credit Representative (CRN 576436) of Finsure Finance & Insurance Pty Ltd, Australian Credit Licence 384704.

SKR Global Finance

+61 451 571 184
sandeep@skrglobal.com.au
12 Apsley Court, Mill Park, VIC 3082, Australia
Monday–Friday: 9:00 AM–5:00 PM